Believe it or not, I have been looking for a job online, not for the pleasure of something to do. Nope, I have enough to do. lol. I have been looking for an at home job solely because I need money. In my desperation to make ends meet, I have maxed my credit cards out and taken out two payday loans. Now I have bad credit, which is what caused me to seek out these types of funding. We had a medical bankruptcy a couple of year ago, and though it was medical, it doesn't change the label of "bad credit."
I finally went to my bank and they loaned me the money to get out of the mess I created. They didn't loan it to me based on my credit, as in my credit reports. They loaned it to me based on our history with our bank and the fact that we have direct deposit for my husbands check. THANK GOD!!!
There are lots of people hoping to take advantage of you when you have bad credit and are in a bad situation, but there are legitimate ways of getting help, and there is a lot of information out there. One of the sites that offers good information on bad credit loans and finance charges for bad credit is bad credit loans . If you are confused or are looking for solutions with bad credit, don't hesitate to check out this site. It explained a lot about interest rates for bad credit for me, and I actually understood it.
Check it out, but remember, there is always hope.